GB07367 9/13
Lincoln Financial Network is the marketing name for Lincoln Financial Advisors and
Lincoln Financial Securities, both members of FINRA and SIPC.
Lincoln Financial Advisors Corporation® Privacy Practices Notice
Lincoln Financial Securities Corporation® Privacy Practices Notice
Lincoln Financial Advisors Corporation and Lincoln Financial Securities Corporation (both a part of Lincoln Financial Network or
LFN) are committed to protecting your privacy. To provide the products and services you expect from a fi nancial services leader,
we must collect personal information about you. We do not sell your personal information to third parties. We share your
personal information with third parties as necessary to provide you with the products or services you request and to administer
your business with us. This Notice describes our current privacy practices. While your relationship with us continues, we will
update and send our Privacy Practices Notice as required by law. Even after that relationship ends, we will continue to protect
your personal information. This Notice explains our information sharing arrangement and provides information on how to contact
us if you have questions regarding our privacy practices.
INFORMATION WE MAY COLLECT AND USE
We collect personal information about you to help us identify you as our customer or our former customer; to process your
requests and transactions; to offer investment or insurance services to you; to pay your claim; or to tell you about our products
or services we believe you may want and use. The type of personal information we collect depends on the products or services
you request and may include the following:
?? Information from you: When you submit your application or other forms, you give us information such as your
name; address; Social Security number; and your fi nancial; health; and employment history.
?? Information about your transactions: We keep information about your transactions with us, such as the
products you buy from us; the amount you paid for those products; your account balances; and your payment
history.
?? Information from outside our family of companies: If you are purchasing insurance products, we may
collect information from consumer reporting agencies such as your credit history; credit scores; and driving and
employment records. With your authorization, we may also collect information, such as medical information from
other individuals or businesses.
?? Information from your employer: If your employer purchases group products from us, we may obtain
information about you from your employer in order to enroll you in the plan.
HOW WE USE YOUR PERSONAL INFORMATION
We may share your personal information within our companies and with certain service providers as allowed by law. They use
this information to process transactions you have requested; provide customer service; and inform you of products or services we
offer that you may fi nd useful. Our service providers may or may not be affi liated with us. They include fi nancial service providers
(for example, third party administrators; broker-dealers; clearing fi rms; insurance agents and brokers, registered representatives;
reinsurers and other fi nancial services companies with whom we have joint marketing agreements). Our service providers also
include non-fi nancial companies and individuals (for example, consultants; vendors; and companies that perform marketing
services on our behalf). Information we obtain from a report prepared by a service provider may be kept by the service provider
and shared with other persons; however, we require our service providers to protect your personal information and to use or
disclose it only for the work they are performing for us, or as permitted by law.
We reserve the right to change any of our service providers, with or without prior notifi cation to you, depending upon the legal
and regulatory requirements that govern the relationship among us, the service provider and you. Should we decide to change
the clearing fi rm with which we have clearing arrangements for your account(s) with us, the nonpublic personal information
collected by us and the previous clearing fi rm may be provided to the new clearing for so that the new clearing fi rm can continue
to service your account(s) with us. We will notify you of any change in clearing fi rm in advance through a letter describing the
new clearing fi rm arrangements and will provide you with an opportunity to respond.